The shifting

I started this blog fours years ago, as my note to self with regards to my experience as an I.T. Most of the content of this blog are related to Information Technology, fixing tech problem etc. Now it will change, I will now focus on my journey to investing.

Shifting to the investment journey.

Even though I work as an I.T. I see my self so passionate about investing/trading stocks. I'm focusing now on articles related to investing, especially in the Philippine Market.

How I started in stock market.

Back in 2013, a tv show aired about investing in gmanews tv called pesos and sense with Aya Laraya. That shows introduce me to the stock market. Amazed me when they guest Bro. Bo sanchez when he brags about her maid made millionaireby investing in stock market.

I promise my self that if that maid made millions in the stock market I can make it too. And so I opened account in COL Financial so I can start investing in stock market. After I opened an account I funded it with 5,000 pesos, from that initial amount I add 2,000 every month or if I have an extra money I deposit it until it grows to 100,000.

My dream was to become full time in trading. So I can have freedom, I can work anywhere while traveling. I don't have a boss, No deadline to meet.

Follow me on this journey. Let's learn together.

Subscribe to my youtube channel. https://www.youtube.com/channel/UCxCfPQOlgWJV8kQfjCDHsKg

 

How to Use Credit Card Wisely in the Philippines.

Filipinos with credit cards consider themselves lucky since they have the capacity to buy on credit. In today’s world wherein a credit card is the most convenient way to make a purchase for a merchandise whether in a store or online. These so-called plastics are powerful tools in order to build one’s credit worthiness so you should better use it very wisely.

Understanding how a credit card works will help make the cardholder realize that it is not just for splurges but for smart usage. It is highly valuable for emergency purposes and for purchase of basic needs or even payment for tuition fees. You need to know how to prioritize your spending in order for the credit card to be a blessing to you.

To help you out on how to use your credit card wisely, here are some useful advice and tips which can save you from being drowned in unpaid balances.

•  Read. People tend to forget to read first the terms and conditions page and get excited to use the card not knowing that those fine lines give them the necessary info. When the bill comes, they wonder why there are so much surcharge and interest on their purchases.

•  Remember. Always make sure that your credit card or the plastic itself is kept safely inside your bag or purse. When using it in the store, be very wary with the person handling your card and do not let it out of your sight. Also, every transaction should be done right in front of you. Being careful is better than being sorry later.

•  Check. Inspect your credit card when returned to you by the cashier to make sure that it is indeed yours. You don’t want to be handed over a plastic which is not yours and same with the other cardholder. Also, make sure that the transaction is finished before leaving the counter.

•  Keep. Always have a list of your credit card, its numbers and its hotlines so when you lose your card, you know what company to call and relay the number of the lost card. This is also to avoid disputes and other unnecessary charges on the lost card.

• Sign. It is advisable to sign the credit card right away upon receiving it. Also, after making purchases, check the transaction slip if it bears the correct amount of what you have bought before signing.

•  Retain. Keep the transaction receipts for your purchase so you can check and balance against what is in your billing statement. These can be powerful evidence if ever there are disputes on your bills.

• Report. If you suspect of any fraudulent transactions being made using your credit card, report them right away. There may be other people who have copied your number and using it for their own gain.

•  Shred. Before throwing away your billing statements, do shred them or cut it into small pieces. This is to protect your information, especially your name and credit card number.

•  Inform. Call the credit card company whenever you transfer residence or for any contact detail changes. This is also helpful to keep your information updated.

• Pay. The most important part of having a credit card is to pay your balances. Pay on time to avoid unnecessary charges or pay it off before the due date. Otherwise, pay off all the balance so it won’t incur interest.

Having a credit card is really a blessing because it means that you can handle it responsibly. Once you have followed the tips given above, then you are on your way to using your credit card wisely.

Why is SEO so important when it comes to Internet Marketing.

To achieve any destination and for any arrangement to succeed, it is key to have a predefined arrangement, or an arrangement of attempted and tried guidelines, to take after. In a situation like internet marketing which is on the double theoretical and particular, making something without any tenets to take after can be a bad dream in the event that you need to succeed.

This is the place the idea of Search Engine Optimization (SEO) helps internet marketing. Site improvement, is an arrangement of principles or systems that can be taken after for upgrading sites to enhance their web search tool rankings.

On the off chance that constructed utilizing a fitting SEO structure, sites turn out to be quicker with smoother route and improves ease of use. SEO pros can help you make your site content more applicable, open and appealing. This further guarantees that the site can be effortlessly found, broke down and listed via web crawlers, along these lines expanding the perceivability of the site. Here are a few reasons why SEO is discriminating to the accomplishment of your online business:

Staying applicable

Most clients breaking point their examination to the initial 5-8 outcomes that show up when they utilize a web index to discover what they are searching for. Clients once in a while develop their inquiry once they have discovered what they need in the initial few outcomes.

Complete Improvement

SEO systems don't only enhance your internet marketing positioning; they enhance your website's general gauge, guarantee end-client fulfillment and enhance the nature of client engagement.

Trust Factor

Clients have a kind of a visually impaired confidence in web indexes to furnish them with the "best" results. The higher the internet searcher positioning, the more trust clients appear to have on the site.

4 Things that will make your business better.

Business decorum is basically about building associations with individuals. In the business world, it is individuals that impact your prosperity or disappointment. Decorum, and specifically business manners, is essentially a method for amplifying your business potential.

In the event that you feel good around somebody and the other way around, better correspondence and shared trust will create. This safe place is acknowledged through introducing yourself successfully. Business manners helps you accomplish this.

Business decorum rotates around two things. Firstly, keen thought of the hobbies and sentiments of others and besides, minimizing false impressions. Both are indigent upon self behavior. Business behavior cleans this behavior.

Business decorum fluctuates from district to locale and nation to nation. For the worldwide specialist, concentrating too profoundly on global business manners would leave no time for business. Then again, there are some key columns whereupon great business behavior is manufactured.

Conduct

Your behavior and state of mind will say a lot about you. They will indicate your inward character. In the event that you go over childish, undisciplined or tasteless your relationship is unrealistic to thrive. Suitable business behavior advances positive qualities.

Trustworthiness

A notoriety for conveying what you say will convey goes far in the business world. Keep in mind, a notoriety for uprightness is gradually picked up yet rapidly lost. Understanding a specific nation's business manners gives a structure in which you can work without apprehension of intersection limits regarding assentions, guarantees and contracts.

Character

Your character alludes to what you as an individual convey to the business table. Legitimate business decorum permits you to show your positive qualities. Case in point, knowing when to be energetic and not enthusiastic or self-assured without being haughty. Simply through taking in another's business behavior you exhibit a liberality which will procure regard.

Affectability

Affectability and thought underlie all great business manners. Being readied for remote ways and strategies and reacting attentively is accomplished through experience and business decorum know-how. By maintaining a strategic distance from false impressions and misinterpretations through business behavior you establish frameworks for an in number business relationship.

Online Business Ideas to Help You Earn While at Home

Do you currently have a job but can still barely make ends meet? Do you still struggle with your monthly budget even though you feel like you are working very hard? Perhaps you have enough budget but you would like to set aside some for leisure or for your savings. All these and more are only some of the reasons why people look for ways on how to earn residual income. Trying to earn while at home is not really difficult however finding the perfect online business may be quite challenging to some. If you are a stay-at-home mother or you have a current job and looking for opportunities ideal for working people, you can find these ideas helpful to you.

1. Reselling Items are Ideal for Working People

When looking for an online business, which would be ideal for working people or even for those who would like to earn while at home, you can look for items you can resell online. You can speak with a web developer or try to establish a website on your own that would resell existing items from other retailers or online stores like Amazon. You can hire a third party logistics company who would handle packaging and shipping for you for a minimal fee. Profit may not be very big, but this is definitely a great way to earn residual income because you will pretty much do nothing after you have already set up your advertisements.

2. Write E-Books for Residual Income

 Just about anyone can publish his or her own e-book because you no longer need a publisher’s approval! You can write your own e-book, self-publish then sell on sites such as Amazon. This online business is highly popular as you only need to invest very little money to actually come up with the book then you can watch your earnings grow. You can earn for years for as long as the book is still on sale. This is also ideal for working people as you no longer need to work on the book if you’re already done writing it. If you think you are not a writer, come up with a topic and an outline and hire a freelancer to write the book for you with just a minimal fee.

3. Earn While at Home with Freelance Jobs

There are thousands and even millions of freelance jobs available that it has become an online business for many. Jobs are available for writers, graphic artists, IT experts, web developers and so much more. You can earn while at home, or you can work during the weekend or after office hours which is why this is also ideal for working people.

7 Reasons Why Networking or MLM is Not a Good Idea

Most of these networking guys or professionals as they would call themselves will tell you so much about financial freedom and how they have become “rich” without really working. They will invite you to become their down line and tell you how their team members are so helpful with each other, and they would take care of you. “Your $500 will become $1000 in just a week’s time,” they would say. Tempting, right?  Be the smarter person and think a lot, and we mean a whole lot before you even get into this kind of business. Now there's a lot networking scam, be careful. Here are 7 reasons why:

1. Quick and Easy Money is Fake or Bad Money

When someone invites you to become their downline in a networking business and tell you that your initial investment will be multiplied within just a short time, we’re not exactly telling you that they’re lying. That can be true too; but you must consider that there really is no way you can get quick and easy money. If this is the case, then why is the rest of the world still working so many different jobs day in and day out just to earn a few hundred dollars? It can be true, though; but you must find out the money’s source. How can it be legal and good money if you are supposed to do practically nothing and your money grows a hundred fold?

2.  You Don’t Have to Work, Just Invite Friends

Simply inviting friends to come to a seminar become your down line or to invest their own money in a networking business is hard work. There’s also a possibility that none of your friends would even want to join the business. Then the hard work comes in because you now have to approach random strangers to have them join the group.

3. You Might Need to Sell Low-Quality Products

Most multi-level marketing groups offer product selling to their members because this is a way to cover-up their networking business. They give you products in exchange for your investment money. Usually, these are health supplements that most doctors wouldn’t even recommend as treatment. Once again, selling requires hard work!

4. There’s a Possibility That You Will Lose Friends

Somehow related to number 2, your friends will most likely decline your networking offer but then your uplines will pressure you into bringing a successful downline so you will try to convince your friend until he or she gets annoyed. In most cases, friendship over!

5. You May Need to Lie Every Once in a While

In order to convince others to become your downline in a networking business, you must show proof of how your life has improved when you invite them. However, when you’re still waiting for your “big break” that may actually never come, you may be forced to show fake checks, fake photos and other things that can convince them that you have actually succeeded and they should also try it out.

6. Your Downline Will Most Likely Hate You For Life

Chances are a successful invite who will then become your downline is one of your friends. Somehow related to number 4, your downline who will most likely not earn from this networking business just like you and will hate your for life because you just convinced them to throw away their hard-earned money.

7. You Will Be Stealing from People

Similar to number 1, in the event that you succeed in making loads of money in a networking business, you’d have to be on the top level of the chain or the pyramid. In order for you to make significant money, you need to keep on recruiting downlines. You will make money. Your downlines won’t. You are practically stealing from them.

6 ways to create passive or residual income by Kate Northrup

Inspiring VIDEO of Kate Northrup, author of Money: A Love Story, gives six specific ways to create passive or residual income that she calls Financial Freedom Freeways.
Get more Financial Freedom Fridays: www.katenorthrup.com

What Is the Greece Debt Crisis? Explained!

At the heart of the European debt crisis is the euro, the currency that tied together 18 countries in an intimate manner. So when one country teeters on the brink of financial collapse, the entire continent is at risk. How did such a flawed system come to be? Bloomberg Television and Jonathan Jarvis present "The European Debt Crisis Visualized." (Source: Bloomberg)

How to Raise Capital: The #1 Skill of an Entrepreneur by Robert Kiyosaki

Money capital is the lifeblood of every single investment. Without capital, there is no product, no sales, no property, no cash flow. Check out Roberts video about his experiences raising capital for his first entrepreneurial venture.

Investment to Make 5m in 10 yrs.